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fix(pitch-deck): lean cost structure for Wandeldarlehen scenario
Engine formula adjustments (reduced for lean startup):
- Fortbildung: 500→300, Fahrzeug: 400→200, KFZ-Steuer: 50→25
- KFZ-Versicherung: 500→150, Reise: 100→75, Bewirtung: 200→100
- Serverkosten: 100/Kunde→50/Kunde, Basis 500→300

Tooltips updated to match new values.

DB (production): All (M) rows reduced to lean levels:
- Raumkosten: 5000→0 (remote, kein Büro)
- Versicherungen: ~1700→800/Mon (Startup-Tarife)
- Verbrauchsmaterial: 500→50, Werkzeuge: 300→100
- Rechts-/Beratung: nur Gründungskosten (m8-m10)

Result: Liquidität Ende 2027 ≈ 0 (4.496 EUR), Break-Even 2029.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>
2026-04-19 08:25:57 +02:00
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