25 Commits

Author	SHA1	Message	Date
Sharang Parnerkar	71b6f8f181	fix(pitch-deck): fix Liquidität engine label mismatches + MilestonesSlide types ... Engine now uses dynamic row_type-based summation instead of hardcoded label strings that differed between scenarios (e.g. 'Summe ERTRÄGE' vs 'Summe EINZAHLUNGEN'), fixing stale 9.2M value in Wandeldarlehen scenarios. Rolling balance now includes all financing cash flows via ÜBERSCHUSS chain. MilestonesSlide: widen Theme type to union so t.key comparisons compile. Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>	2026-04-23 22:07:38 +02:00
Benjamin Admin	31e1420cdc	fix: remove KFZ formula rows from engine (now manual from Jan 2028)	2026-04-22 13:44:17 +02:00
Benjamin Admin	4265f5175a	fix(pitch-deck): betriebliche accordion header-first, umsatz labels, annual display ... - Betriebliche: category header (sum_row) now renders BEFORE detail rows - Umsatzerlöse: renamed to Preis/Monat, Anzahl Kunden, Umsatz per tier - Engine: tier matching via parentheses extraction (handles renamed labels) - Annual column: quantity=Dec value, price=Dec value (not cumulated) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-22 09:11:21 +02:00
Benjamin Admin	34d7b187af	fix(pitch-deck): Cloud-Hosting 1500 base + 100/customer, fill material costs ... - SysEleven: 1500 EUR base (288 cores + managed), +100 EUR/customer >10 - 3rd Party API (Tavily): 45-700 EUR/Mon scaling - Datenbank-Hosting: 180-900 EUR/Mon scaling - CDN/Storage/Monitoring: 85-780 EUR/Mon scaling - Gross Margin now ~80-89% (realistic for AI-SaaS) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-22 07:28:16 +02:00
Benjamin Admin	24e57f558e	feat(pitch-deck): move COGS to Materialaufwand for correct Gross Margin ... - Cloud-Hosting, KI Tools, 3rd Party API → Materialaufwand - New rows: Datenbank-Hosting, CDN/Storage - Engine: compute Cloud-Hosting formula in materialaufwand - Gross Margin now realistic (~82% in 2026) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-22 07:04:22 +02:00
Benjamin Admin	f3dba93d81	fix: move totalBestandskunden before formulaRows (TDZ error)	2026-04-21 23:19:10 +02:00
Benjamin Admin	2dfc47d67e	feat(pitch-deck): insurance optimization, new positions, funding, slide reorder ... - Insurance: combined E&O+Produkt, realistic costs (~800 vs 1708 EUR/Mon) - New: Betriebshaftpflicht, Dienstreise-KV, Gruppenunfall, Key Man - New: Recruiting, ext. DSB, Zertifizierung (ISO 27001) - BG: 0.5% instead of 2.77% (VBG IT/Büro) - Marketing: 8% (2026-28), 10% (2029+) - Bewirtungskosten: all customers x 50 EUR (not just Enterprise) - Messen: 2x in 2029, 3x in 2030 - Liquidität: Fördergelder/Grants + Forschungszulage (§27a EStG) - Serverkosten tooltip updated - Slide reorder: Strategy+Finanzplan after 18, Risks before Glossary - 110→380+ everywhere, Compliance Optimizer on exec summary Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 23:07:30 +02:00
Benjamin Admin	15b6e8614c	feat(pitch-deck): milestones update, Serverkosten formula, material/liquidität fixes ... - Milestones: correct dates + events (DPMA, domains, RAG, EUIPO, GmbH) - Serverkosten: 2000 base + max(0, customers-10)*250 (first 10 included) - Materialaufwand: cleared, info placeholder - 2. Finanzierungsrunde: renamed, sort order fixed Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 21:24:37 +02:00
Benjamin Admin	111e5d546f	feat(pitch-deck): Pricing slide, GuV hierarchy, Problem/Solution cards, engine fixes ... - BusinessModel → Pricing: remove Unit Economics, fullwidth tiers - GuV: major sums (EBIT, Rohergebnis, Jahresüberschuss) larger font + border - Engine: compute Rohergebnis, dynamic financing row matching - Problem slide: amber/orange "Die Konsequenz" card - Solution slide: larger Compliance Optimizer card - DB patch: Stammkapital, 2. Finanzierungsrunde 500k, GuV sort order Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 20:33:35 +02:00
Benjamin Admin	e4f2d49e96	fix(pitch-deck): engine uses dynamic row matching for renamed labels ... - Engine no longer hardcodes financing row labels — matches by row_type - Handles renamed WD rows (Wandeldarlehen Investor/L-Bank, Stammkapital) - fp-patch: all pending WD fixes (labels, investments, materialaufwand, pos3) - Bestandskunden annual column shows Dec value (point-in-time) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 19:39:00 +02:00
Benjamin Admin	8aa5db39fd	fix(pitch-deck): engine includes manual revenue rows in GESAMTUMSATZ ... Revenue rows without qty/price (e.g. Beratung & Service) were excluded from total. Now all revenue rows contribute to GESAMTUMSATZ. Same fix for materialaufwand SUMME. Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 19:14:03 +02:00
Benjamin Admin	48042bde47	fix(pitch-deck): fix umlauts in tab labels + DB rows, delete Full-Stack pos ... Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-21 18:31:43 +02:00
Benjamin Admin	19214bfd66	fix(pitch-deck): remove Sonst. Erträge tab + add investments ... - Removed 'sonst_ertraege' from SHEET_LIST (empty, irrelevant for pre-seed) - DB: Added Mac Studio (LLM Training) 13.000 EUR, Jan 2027, AfA 3 Jahre - DB: Added Software-Lizenzen (GWG) 800 EUR/Jahr (2026-2030) - DB: Added Domain/SSL/Zertifikate (GWG) 500 EUR at founding - DB: Removed GPU-Server (wrong assumption — Mac Studio used instead) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-20 09:52:19 +02:00
Benjamin Admin	53e61c6dcd	fix(pitch-deck): no costs before founding month (FOUNDING_MONTH) ... Engine: All formula-based rows (F) now start at FOUNDING_MONTH (m8), not m1. Affects: Fortbildung, Fahrzeug, KFZ, Reise, Bewirtung, Internet, BG, Marketing, Serverkosten, Gewerbesteuer. DB: All manual (M) betriebliche rows zeroed for m1-m7 across all 6 scenarios. Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-20 09:45:45 +02:00
Benjamin Admin	3b8f9b595e	fix(pitch-deck): lean cost structure for Wandeldarlehen scenario ... Engine formula adjustments (reduced for lean startup): - Fortbildung: 500→300, Fahrzeug: 400→200, KFZ-Steuer: 50→25 - KFZ-Versicherung: 500→150, Reise: 100→75, Bewirtung: 200→100 - Serverkosten: 100/Kunde→50/Kunde, Basis 500→300 Tooltips updated to match new values. DB (production): All (M) rows reduced to lean levels: - Raumkosten: 5000→0 (remote, kein Büro) - Versicherungen: ~1700→800/Mon (Startup-Tarife) - Verbrauchsmaterial: 500→50, Werkzeuge: 300→100 - Rechts-/Beratung: nur Gründungskosten (m8-m10) Result: Liquidität Ende 2027 ≈ 0 (4.496 EUR), Break-Even 2029. Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-19 08:25:57 +02:00
Benjamin Admin	84a0280c52	feat(pitch-deck): Gewerbesteuer formula + BG/Marketing/Telefon engine formulas + tooltips ... Engine: - Gewerbesteuer (F): 12.25% of monthly profit (only when positive) - Berufsgenossenschaft (F): 2.77% of brutto payroll - Allgemeine Marketingkosten (F): 10% of revenue - Internet/Mobilfunk (F): Headcount × 50 EUR/Mon UI: Tooltip for Gewerbesteuer formula added. DB changes (production): - Gewerbesteuer: (M) → (F), auto-calculated - Rechtsanwalt/Datenschutz: new hire Oct 2026, 7500 EUR brutto - Beratung & Services: new revenue line (5k→30k/Mon) - Investitionen: Home Office 2500 EUR per new hire - Marketing Videos moved to marketing category - Bank → Bank-/Kreditkartengebühren - Jahresabschluss costs filled (1000-2000 EUR/year) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-18 14:29:38 +02:00
Benjamin Admin	dc36e59d17	feat(pitch-deck): formula engine + tooltips for betriebliche Aufwendungen ... Engine formulas added: - Berufsgenossenschaft (F): 2.77% of total brutto payroll (VBG IT rate) - Internet/Mobilfunk (F): Headcount × 50 EUR/Mon - Allgemeine Marketingkosten (F): 10% of monthly revenue UI: Hover tooltips on all (F) and computed rows showing the formula. SUMME matcher updated for renamed "SUMME Betriebliche Aufwendungen". Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-18 14:15:16 +02:00
Benjamin Admin	d01a50a4b1	feat(pitch-deck): formula-based betriebliche rows in Finanzplan engine ... Compute engine now auto-calculates these rows from headcount/customers: - Fort-/Weiterbildungskosten (F): MA (excl. founders) × 500 EUR/Mon - Fahrzeugkosten (F): MA (excl. founders) × 400 EUR/Mon - KFZ-Steuern (F): MA (excl. founders) × 50 EUR/Mon - KFZ-Versicherung (F): MA (excl. founders) × 500 EUR/Mon - Reisekosten (F): Headcount × 100 EUR/Mon - Bewirtungskosten (F): Enterprise-Kunden × 200 EUR/Mon - Serverkosten Cloud (F): Bestandskunden × 100 EUR + 500 EUR Basis Labels marked (F) for formula, (M) for manual in production DB. Gesamtkosten matcher updated for renamed "SUMME Betriebliche Aufwendungen". Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-18 13:03:18 +02:00
Benjamin Admin	06f868abeb	fix(pitch-deck): replace all hardcoded financial numbers with computed values ... All financial data now flows from the same compute engine (useFinancialModel). No more hardcoded numbers in any slide — all values are derived from the finanzplan database, ensuring consistency across all pitch deck versions. - FinanzplanSlide: KPI table + charts now use computeAnnualKPIs() from FMResult[] - BusinessModelSlide: bottom-up calc (customers × ACV = ARR) from compute engine - AssumptionsSlide: Base case from compute, Bear/Bull scaled from Base - New helper: lib/finanzplan/annual-kpis.ts for 60-month → 5-year aggregation - PitchDeck: passes investorId to all financial slides for version-aware data Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-04-16 08:48:37 +02:00
Benjamin Admin	a66b76001b	fix: Sortierung Personalkosten + Umlaute DB + Summenzeilen ... - Gründer immer sort_order 1+2, dann nach start_date - Beide Gründer exakt gleiches Gehalt (7.000 EUR/Mo ab Jan 2027) - Alle Pos-Namen durchnummeriert (Pos 3 bis Pos 35) Umlaute in DB-Labels (Liquidität, GuV, Betriebliche): Umsatzerloese→Umsatzerlöse, UEBERSCHUSS→ÜBERSCHUSS, Koerperschaftsteuer→Körperschaftsteuer, etc. Engine-Labels synchron aktualisiert. Summenzeile (SUMME) als tfoot für: Personalkosten, Materialaufwand, Betriebliche Aufwendungen, Investitionen, Sonstige Erträge Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-28 21:22:45 +01:00
Benjamin Admin	5fd65e8a38	feat: Steuerberechnung in GuV — KSt + GewSt + Verlustvortrag ... Stockach 78333, Hebesatz 350%: - Gewerbesteuer: 3,5% × 3,5 = 12,25% - Körperschaftsteuer: 15% + 5,5% Soli = 15,825% - Gesamt: ~28,08% auf den Gewinn Verlustvortrag: - Verluste werden kumuliert und mit künftigen Gewinnen verrechnet - Bis 1 Mio EUR: 100% verrechenbar - Über 1 Mio EUR: nur 60% (Mindestbesteuerung) GuV-Zeilen: Gewerbesteuer, Körperschaftsteuer, Steuern gesamt, Ergebnis nach Steuern, Jahresüberschuss Liquidität: Steuern als monatliche Auszahlungen (1/12 des Jahres) Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-28 17:07:09 +01:00
Benjamin Admin	11c0c1df38	fix: Liquidität — operativer Überschuss ohne Kapitaleinzahlungen ... Überschuss = NUR operativer Cashflow: Einzahlungen: Umsatz + Sonst.Erträge + Anzahlungen (OHNE EK/FK) Auszahlungen: Material + Personal + Sonstige + Steuern (OHNE Kredit) = Operativer Überschuss Kontostand = Vormonat + Operativer Überschuss + Finanzierung Finanzierung = EK + FK - Kreditrückzahlungen (separat) So zeigt der Überschuss die echte operative Performance, die Kapitaleinzahlung erscheint nur im Kontostand. Marketing: 5.000€/Mo ab Jul 2027 (statt 20k) Alle Werte Math.round() — ganzzahlig Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-27 17:40:50 +01:00
Benjamin Admin	f849fd729a	fix: Liquidität Kontostand + ganzzahlig + Jahresspalte ... - Kontostand/LIQUIDITAET: Jahresspalte zeigt Dez-Wert (nicht Summe) - Alle Werte ganzzahlig (keine Nachkommastellen) - Engine: Brutto, Sozial, AfA, Material alles Math.round() - formatCell: immer maximumFractionDigits: 0 - GuV: Jahreswerte gerundet Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-27 17:26:30 +01:00
Benjamin Admin	a01e6cb88e	feat: Phase 5+6 — Finanzplan Bridge + Financials-Slide Sync ... - Adapter: fp_* Tabellen → FMResult Interface (60 Monate) - Compute-Endpoint: source=finanzplan delegiert an Finanzplan-Engine - useFinancialModel Hook: computeFromFinanzplan() + finanzplanResults - FinancialsSlide: Toggle "Szenario-Modell" vs "Finanzplan (Excel)" - Gruendungsdatum fix: EK+FK auf Aug (m8), Raumkosten ab Aug - Startup-Preisstaffel: <10 MA ab 3.600 EUR/Jahr, 14-Tage-Test Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-26 20:15:30 +01:00
Benjamin Admin	a58cd16f01	feat: Finanzplan Phase 1-4 — DB + Engine + API + Spreadsheet-UI ... Phase 1: DB-Schema (12 fp_* Tabellen) + Excel-Import (332 Zeilen importiert) Phase 2: Compute Engine (Personal, Invest, Umsatz, Material, Betrieblich, Liquiditaet, GuV) Phase 3: API (/api/finanzplan/ — GET sheets, PUT cells, POST compute) Phase 4: Spreadsheet-UI (FinanzplanSlide als Annex mit Tab-Leiste, editierbarem Grid, Jahres-Navigation) Zusaetzlich: - Gruendungsdatum verschoben: Feb→Aug 2026 (DB + Personalkosten) - Neue Preisstaffel: Startup/<10 MA ab 3.600 EUR/Jahr (14-Tage-Test, Kreditkarte) - Competition-Slide: Pricing-Tiers aktualisiert Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>	2026-03-26 19:26:46 +01:00