feat: Add staged funding model, financial compute engine, annex slides and UI enhancements

Restructure financial plan from single 200k SAFE to realistic staged funding
(25k Stammkapital, 25k Angel, 200k Wandeldarlehen, 1M Series A = 1.25M total).
Add 60-month compute engine with CAPEX/OPEX accounting, cash constraints,
hardware financing (30% upfront / 70% leasing), and revenue-based hiring caps.
Rebuild TheAskSlide with 4-event funding timeline, update i18n (DE/EN),
chat agent core messages, and add 15 new annex/technology slides with
supporting UI components (KPICard, RunwayGauge, WaterfallChart, etc.).

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

pitch-deck/lib/hooks/useFinancialModel.ts

@@ -0,0 +1,109 @@
+'use client'
+
+import { useState, useEffect, useCallback, useRef } from 'react'
+import { FMScenario, FMResult, FMComputeResponse } from '../types'
+
+export function useFinancialModel() {
+  const [scenarios, setScenarios] = useState<FMScenario[]>([])
+  const [activeScenarioId, setActiveScenarioId] = useState<string | null>(null)
+  const [compareMode, setCompareMode] = useState(false)
+  const [results, setResults] = useState<Map<string, FMComputeResponse>>(new Map())
+  const [loading, setLoading] = useState(true)
+  const [computing, setComputing] = useState(false)
+  const computeTimer = useRef<NodeJS.Timeout | null>(null)
+
+  // Load scenarios on mount
+  useEffect(() => {
+    async function load() {
+      try {
+        const res = await fetch('/api/financial-model')
+        if (res.ok) {
+          const data: FMScenario[] = await res.json()
+          setScenarios(data)
+          const defaultScenario = data.find(s => s.is_default) || data[0]
+          if (defaultScenario) {
+            setActiveScenarioId(defaultScenario.id)
+          }
+        }
+      } catch (err) {
+        console.error('Failed to load financial model:', err)
+      } finally {
+        setLoading(false)
+      }
+    }
+    load()
+  }, [])
+
+  // Compute when active scenario changes
+  useEffect(() => {
+    if (activeScenarioId && !results.has(activeScenarioId)) {
+      compute(activeScenarioId)
+    }
+  }, [activeScenarioId]) // eslint-disable-line react-hooks/exhaustive-deps
+
+  const compute = useCallback(async (scenarioId: string) => {
+    setComputing(true)
+    try {
+      const res = await fetch('/api/financial-model/compute', {
+        method: 'POST',
+        headers: { 'Content-Type': 'application/json' },
+        body: JSON.stringify({ scenarioId }),
+      })
+      if (res.ok) {
+        const data: FMComputeResponse = await res.json()
+        setResults(prev => new Map(prev).set(scenarioId, data))
+      }
+    } catch (err) {
+      console.error('Compute failed:', err)
+    } finally {
+      setComputing(false)
+    }
+  }, [])
+
+  const updateAssumption = useCallback(async (scenarioId: string, key: string, value: number | number[]) => {
+    // Optimistic update in local state
+    setScenarios(prev => prev.map(s => {
+      if (s.id !== scenarioId) return s
+      return {
+        ...s,
+        assumptions: s.assumptions.map(a => a.key === key ? { ...a, value } : a),
+      }
+    }))
+
+    // Save to DB
+    await fetch('/api/financial-model/assumptions', {
+      method: 'PUT',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ scenarioId, key, value }),
+    })
+
+    // Debounced recompute
+    if (computeTimer.current) clearTimeout(computeTimer.current)
+    computeTimer.current = setTimeout(() => compute(scenarioId), 300)
+  }, [compute])
+
+  const computeAll = useCallback(async () => {
+    for (const s of scenarios) {
+      await compute(s.id)
+    }
+  }, [scenarios, compute])
+
+  const activeScenario = scenarios.find(s => s.id === activeScenarioId) || null
+  const activeResults = activeScenarioId ? results.get(activeScenarioId) || null : null
+
+  return {
+    scenarios,
+    activeScenario,
+    activeScenarioId,
+    setActiveScenarioId,
+    activeResults,
+    results,
+    loading,
+    computing,
+    compareMode,
+    setCompareMode,
+    compute,
+    computeAll,
+    updateAssumption,
+  }
+}

pitch-deck/lib/hooks/useSlideNavigation.ts

@@ -14,9 +14,24 @@ const SLIDE_ORDER: SlideId[] = [
   'traction',
   'competition',
   'team',
+  'technology',
   'financials',
   'the-ask',
   'ai-qa',
+  'appendix',
+  'annex-infra',
+  'annex-ai-stack',
+  'annex-rag',
+  'annex-security',
+  'annex-devops',
+  'annex-agent-arch',
+  'annex-agent-rag',
+  'annex-agent-workflow',
+  'annex-usp-overview',
+  'annex-usp-comparison',
+  'annex-usp-moat',
+  'annex-roadmap-2027',
+  'annex-roadmap-2028',
 ]
 
 export const TOTAL_SLIDES = SLIDE_ORDER.length

pitch-deck/lib/i18n.ts

@@ -18,13 +18,28 @@ const translations = {
       'Traction',
       'Wettbewerb',
       'Team',
+      'Technologie',
       'Finanzen',
       'The Ask',
       'KI Q&A',
+      'Appendix',
+      'Infrastruktur',
+      'KI-Stack',
+      'RAG Pipeline',
+      'Sicherheit',
+      'DevOps & CI/CD',
+      'Agent Architektur',
+      'Rechtsdokumente',
+      'Compliance Workflow',
+      '5 USPs',
+      'Wettbewerbsvergleich',
+      'Marktposition',
+      'Roadmap 2027',
+      'Roadmap 2028',
     ],
     cover: {
       tagline: 'Datensouveraenitaet meets KI-Compliance',
-      subtitle: 'Pre-Seed  ·  Q4 2026',
+      subtitle: 'Seed  ·  2026-2027',
       cta: 'Pitch starten',
     },
     problem: {
@@ -148,6 +163,46 @@ const translations = {
       equity: 'Equity',
       expertise: 'Expertise',
     },
+    technology: {
+      title: 'Technologie-Roadmap',
+      subtitle: 'Von MVP zu Full Autonomy — 5-Jahres-Technologieplan',
+      timelineTitle: 'Meilensteine 2026-2030',
+      stackTitle: 'Tech-Stack',
+      phases: [
+        {
+          year: '2026',
+          phase: 'Foundation & MVP',
+          techs: ['Self-Hosted LLM (32B)', 'Apple M2 Mini', 'Basic Compliance SDK', 'OCR Pipeline'],
+        },
+        {
+          year: '2027',
+          phase: 'Product-Market Fit',
+          techs: ['Multi-Model Router', 'RAG 2.0 mit Qdrant', 'Auto Compliance-Scan', 'Echtzeit-Monitoring'],
+        },
+        {
+          year: '2028',
+          phase: 'Enterprise Scale',
+          techs: ['Federated Learning', 'Cluster-Management', 'API Marketplace', 'Multi-Tenant'],
+        },
+        {
+          year: '2029',
+          phase: 'AI Platform',
+          techs: ['Custom Fine-Tuned (40B+)', 'Predictive Compliance', 'Auto-Audits', 'Partner-Integrationen'],
+        },
+        {
+          year: '2030',
+          phase: 'Full Autonomy',
+          techs: ['Agent-Netzwerk', 'Self-Healing', 'Zero-Day Compliance', '1000B Parameter'],
+        },
+      ],
+      layers: [
+        { name: 'Application', techs: 'Next.js, React, TailwindCSS, REST/GraphQL API' },
+        { name: 'AI/ML', techs: 'Qwen 32B → 1000B, RAG Pipeline, NLP, OCR (PaddleOCR)' },
+        { name: 'Infrastructure', techs: 'Apple Silicon (M2/M4 Pro), Docker, Self-Hosted' },
+        { name: 'Security', techs: 'BSI-TR-03161, E2E Verschluesselung, Vault' },
+        { name: 'Data', techs: 'PostgreSQL + PostGIS, Qdrant (Vektoren), MinIO (S3)' },
+      ],
+    },
     financials: {
       title: 'Finanzprognose',
       subtitle: 'AI-First Kostenstruktur — skaliert ohne lineares Personalwachstum',
@@ -166,16 +221,17 @@ const translations = {
     },
     theAsk: {
       title: 'The Ask',
-      subtitle: 'Pre-Seed Finanzierung',
+      subtitle: 'Gestaffelte Finanzierung 2026-2027',
       amount: 'Funding',
       instrument: 'Instrument',
       useOfFunds: 'Use of Funds',
       engineering: 'Engineering',
       sales: 'Vertrieb',
       hardware: 'Hardware',
+      personnel: 'Personal',
       legal: 'Legal',
       reserve: 'Reserve',
-      targetDate: 'Zieldatum',
+      targetDate: 'Zeitraum',
     },
     aiqa: {
       title: 'Fragen? Die KI antwortet.',
@@ -208,13 +264,28 @@ const translations = {
       'Traction',
       'Competition',
       'Team',
+      'Technology',
       'Financials',
       'The Ask',
       'AI Q&A',
+      'Appendix',
+      'Infrastructure',
+      'AI Stack',
+      'RAG Pipeline',
+      'Security',
+      'DevOps & CI/CD',
+      'Agent Architecture',
+      'Legal Documents',
+      'Compliance Workflow',
+      '5 USPs',
+      'Competitor Comparison',
+      'Market Position',
+      'Roadmap 2027',
+      'Roadmap 2028',
     ],
     cover: {
       tagline: 'Data Sovereignty meets AI Compliance',
-      subtitle: 'Pre-Seed  ·  Q4 2026',
+      subtitle: 'Seed  ·  2026-2027',
       cta: 'Start Pitch',
     },
     problem: {
@@ -338,6 +409,46 @@ const translations = {
       equity: 'Equity',
       expertise: 'Expertise',
     },
+    technology: {
+      title: 'Technology Roadmap',
+      subtitle: 'From MVP to Full Autonomy — 5-Year Technology Plan',
+      timelineTitle: 'Milestones 2026-2030',
+      stackTitle: 'Tech Stack',
+      phases: [
+        {
+          year: '2026',
+          phase: 'Foundation & MVP',
+          techs: ['Self-Hosted LLM (32B)', 'Apple M2 Mini', 'Basic Compliance SDK', 'OCR Pipeline'],
+        },
+        {
+          year: '2027',
+          phase: 'Product-Market Fit',
+          techs: ['Multi-Model Router', 'RAG 2.0 with Qdrant', 'Auto Compliance Scan', 'Real-time Monitoring'],
+        },
+        {
+          year: '2028',
+          phase: 'Enterprise Scale',
+          techs: ['Federated Learning', 'Cluster Management', 'API Marketplace', 'Multi-Tenant'],
+        },
+        {
+          year: '2029',
+          phase: 'AI Platform',
+          techs: ['Custom Fine-Tuned (40B+)', 'Predictive Compliance', 'Auto-Audits', 'Partner Integrations'],
+        },
+        {
+          year: '2030',
+          phase: 'Full Autonomy',
+          techs: ['Agent Network', 'Self-Healing', 'Zero-Day Compliance', '1000B Parameters'],
+        },
+      ],
+      layers: [
+        { name: 'Application', techs: 'Next.js, React, TailwindCSS, REST/GraphQL API' },
+        { name: 'AI/ML', techs: 'Qwen 32B → 1000B, RAG Pipeline, NLP, OCR (PaddleOCR)' },
+        { name: 'Infrastructure', techs: 'Apple Silicon (M2/M4 Pro), Docker, Self-Hosted' },
+        { name: 'Security', techs: 'BSI-TR-03161, E2E Encryption, Vault' },
+        { name: 'Data', techs: 'PostgreSQL + PostGIS, Qdrant (Vectors), MinIO (S3)' },
+      ],
+    },
     financials: {
       title: 'Financial Projections',
       subtitle: 'AI-First cost structure — scales without linear headcount growth',
@@ -356,16 +467,17 @@ const translations = {
     },
     theAsk: {
       title: 'The Ask',
-      subtitle: 'Pre-Seed Funding',
+      subtitle: 'Staged Funding 2026-2027',
       amount: 'Funding',
       instrument: 'Instrument',
       useOfFunds: 'Use of Funds',
       engineering: 'Engineering',
       sales: 'Sales',
       hardware: 'Hardware',
+      personnel: 'Personnel',
       legal: 'Legal',
       reserve: 'Reserve',
-      targetDate: 'Target Date',
+      targetDate: 'Timeline',
     },
     aiqa: {
       title: 'Questions? The AI answers.',

pitch-deck/lib/types.ts

@@ -127,6 +127,85 @@ export interface PitchData {
   products: PitchProduct[]
 }
 
+// Financial Model Types
+export interface FMScenario {
+  id: string
+  name: string
+  description: string
+  is_default: boolean
+  color: string
+  assumptions: FMAssumption[]
+}
+
+export interface FMAssumption {
+  id: string
+  scenario_id: string
+  key: string
+  label_de: string
+  label_en: string
+  value: number | number[]
+  value_type: 'scalar' | 'step' | 'timeseries'
+  unit: string
+  min_value: number | null
+  max_value: number | null
+  step_size: number | null
+  category: string
+  sort_order: number
+}
+
+export interface FMResult {
+  month: number
+  year: number
+  month_in_year: number
+  new_customers: number
+  churned_customers: number
+  total_customers: number
+  mrr_eur: number
+  arr_eur: number
+  revenue_eur: number
+  cogs_eur: number
+  personnel_eur: number
+  infra_eur: number
+  marketing_eur: number
+  total_costs_eur: number
+  employees_count: number
+  gross_margin_pct: number
+  burn_rate_eur: number
+  runway_months: number
+  cac_eur: number
+  ltv_eur: number
+  ltv_cac_ratio: number
+  cash_balance_eur: number
+  cumulative_revenue_eur: number
+  // Detail costs
+  admin_costs_eur: number
+  office_costs_eur: number
+  founding_costs_eur: number
+  ihk_eur: number
+  depreciation_eur: number
+  interest_expense_eur: number
+  taxes_eur: number
+  net_income_eur: number
+  ebit_eur: number
+  software_licenses_eur: number
+  travel_costs_eur: number
+  funding_eur: number
+}
+
+export interface FMComputeResponse {
+  scenario_id: string
+  results: FMResult[]
+  summary: {
+    final_arr: number
+    final_customers: number
+    break_even_month: number | null
+    final_runway: number
+    final_ltv_cac: number
+    peak_burn: number
+    total_funding_needed: number
+  }
+}
+
 export type Language = 'de' | 'en'
 
 export interface ChatMessage {
@@ -145,6 +224,21 @@ export type SlideId =
   | 'traction'
   | 'competition'
   | 'team'
+  | 'technology'
   | 'financials'
   | 'the-ask'
   | 'ai-qa'
+  | 'appendix'
+  | 'annex-infra'
+  | 'annex-ai-stack'
+  | 'annex-rag'
+  | 'annex-security'
+  | 'annex-devops'
+  | 'annex-agent-arch'
+  | 'annex-agent-rag'
+  | 'annex-agent-workflow'
+  | 'annex-usp-overview'
+  | 'annex-usp-comparison'
+  | 'annex-usp-moat'
+  | 'annex-roadmap-2027'
+  | 'annex-roadmap-2028'