Add L-Bank Pre-Seed Finanzplan submissions (Base/Bear/Bull)
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Wandeldarlehen 400k model mapped into the official L-Bank V1.1 Finanzplan template (36 months, Aug 2026 to Jul 2029) for the three scenarios. Each reconciles to the source liquidity to the cent; grants booked as cash inflows (out of EBIT); "ohne Pre-Seed" excludes both tranches; Planungsprämissen and helper tabs filled; Anleitung intact. Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
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