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New: adequacy-decisions.ts - Complete list of 15 countries with EU adequacy decisions (Art. 45) - EU/EEA country set (30 countries) - getTransferRequirement() — determines SCC/TIA/certification needs per country code with human-readable explanations - US special handling: DPF certification required, check URL included Updated: transfers/page.tsx - "Was muss ich tun?" explanation section with 3 options: 1. Adequacy decision (green) — no action needed 2. DPF certification (blue, US only) — check dataprivacyframework.gov 3. SCC + TIA required (amber) — link to Document Generator - Collapsible adequacy countries table (15 countries with restrictions) - Schrems II background explanation for customers - Customer guidance written for non-experts who never heard of TIA/SCC Updated: templateRecommendations.ts - SCC+TIA rules now consider DPF certification and adequacy status - us_dpf_only → SCC/TIA optional (not required) - adequate_only → SCC/TIA not recommended Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>