diff --git a/ai-compliance-sdk/internal/api/handlers/iace_handler_risk.go b/ai-compliance-sdk/internal/api/handlers/iace_handler_risk.go
new file mode 100644
index 00000000..91c8f83e
--- /dev/null
+++ b/ai-compliance-sdk/internal/api/handlers/iace_handler_risk.go
@@ -0,0 +1,30 @@
+package handlers
+
+import (
+	"net/http"
+
+	"github.com/breakpilot/ai-compliance-sdk/internal/iace"
+	"github.com/gin-gonic/gin"
+	"github.com/google/uuid"
+)
+
+// GetRiskSuggestion returns BreakPilot's justified dual-model risk suggestion
+// for a hazard: the EN-62061-style F/W/P/S model and the Fine-Kinney P/E/C
+// model, each with suggested values, justifications and the visible formula.
+// Read-only and computed from public-data anchors — the professional adjusts
+// the values; no norm table is stored or reproduced.
+//
+// GET /projects/:id/hazards/:hid/risk-suggestion
+func (h *IACEHandler) GetRiskSuggestion(c *gin.Context) {
+	hid, err := uuid.Parse(c.Param("hid"))
+	if err != nil {
+		c.JSON(http.StatusBadRequest, gin.H{"error": "invalid hazard ID"})
+		return
+	}
+	hz, err := h.store.GetHazard(c.Request.Context(), hid)
+	if err != nil || hz == nil {
+		c.JSON(http.StatusNotFound, gin.H{"error": "hazard not found"})
+		return
+	}
+	c.JSON(http.StatusOK, iace.BuildRiskSuggestion(hz))
+}
diff --git a/ai-compliance-sdk/internal/app/routes_iace.go b/ai-compliance-sdk/internal/app/routes_iace.go
index 05c5dc6b..0c1da632 100644
--- a/ai-compliance-sdk/internal/app/routes_iace.go
+++ b/ai-compliance-sdk/internal/app/routes_iace.go
@@ -68,6 +68,7 @@ func registerIACERoutes(v1 *gin.RouterGroup, h *handlers.IACEHandler) {
 		iaceRoutes.POST("/projects/:id/hazards/:hid/suggest-measures", h.SuggestMeasuresForHazard)
 		iaceRoutes.POST("/projects/:id/mitigations/:mid/suggest-evidence", h.SuggestEvidenceForMitigation)
 		iaceRoutes.POST("/projects/:id/hazards/:hid/assess", h.AssessRisk)
+		iaceRoutes.GET("/projects/:id/hazards/:hid/risk-suggestion", h.GetRiskSuggestion)
 		iaceRoutes.GET("/projects/:id/risk-summary", h.GetRiskSummary)
 		iaceRoutes.GET("/projects/:id/suggested-norms", h.SuggestProjectNorms)
 		iaceRoutes.POST("/projects/:id/hazards/:hid/reassess", h.ReassessRisk)
diff --git a/ai-compliance-sdk/internal/iace/risk_estimation.go b/ai-compliance-sdk/internal/iace/risk_estimation.go
index b2d19800..f4e44c1e 100644
--- a/ai-compliance-sdk/internal/iace/risk_estimation.go
+++ b/ai-compliance-sdk/internal/iace/risk_estimation.go
@@ -166,6 +166,30 @@ func EstimateSeverity(cats []string, scenario string, defaultS int) int {
 	return s
 }
 
+// EstimateFrequency maps the active lifecycle phases to a 1-5 exposure-frequency
+// value for the EN-62061-style model (how often a person is exposed to the
+// task). Our own scale, no norm table.
+func EstimateFrequency(phases []string) int {
+	has := func(n string) bool {
+		for _, p := range phases {
+			if strings.Contains(p, n) {
+				return true
+			}
+		}
+		return false
+	}
+	switch {
+	case has("normal_operation") || has("auto_operation") || has("manual_operation"):
+		return 4
+	case has("setup") || has("maintenance") || has("cleaning") || has("changeover"):
+		return 3
+	case len(phases) > 0:
+		return 2
+	default:
+		return 3
+	}
+}
+
 // EstimateRiskLevel combines the four parameters into BreakPilot's OWN risk
 // index and band. The index is a generic severity-weighted sum of the
 // likelihood factors — index = S * (F + W + P) — i.e. basic arithmetic on the
diff --git a/ai-compliance-sdk/internal/iace/risk_suggestion.go b/ai-compliance-sdk/internal/iace/risk_suggestion.go
new file mode 100644
index 00000000..9fc28e62
--- /dev/null
+++ b/ai-compliance-sdk/internal/iace/risk_suggestion.go
@@ -0,0 +1,111 @@
+package iace
+
+import (
+	"fmt"
+	"strings"
+)
+
+// Dual-model risk suggestion for the "Risikobewertung" tab. BreakPilot proposes
+// justified starting values for BOTH a EN-62061-style model (F/W/P/S) and the
+// Fine-Kinney model (P/E/C); the professional adjusts them (e.g. from his own
+// licensed DIN/Beuth data). We expose the FORMULAS and computed values only —
+// no norm table is stored or reproduced.
+
+// SuggestedValue is a proposed parameter value plus the plain-language reason.
+type SuggestedValue struct {
+	Value         float64 `json:"value"`
+	Justification string  `json:"justification"`
+}
+
+// EN62061Suggestion is the EN-62061-style risk (the Excel format the
+// professional knows): R = S * (F + W + P).
+type EN62061Suggestion struct {
+	Severity    SuggestedValue `json:"severity"`
+	Frequency   SuggestedValue `json:"frequency"`
+	Probability SuggestedValue `json:"probability"`
+	Avoidance   SuggestedValue `json:"avoidance"`
+	Score       int            `json:"score"`
+	Level       string         `json:"level"`
+	Formula     string         `json:"formula"`
+}
+
+// FineKinneySuggestion is the Fine-Kinney risk (US-recognized): R = P * E * C.
+type FineKinneySuggestion struct {
+	Probability SuggestedValue `json:"probability"`
+	Exposure    SuggestedValue `json:"exposure"`
+	Consequence SuggestedValue `json:"consequence"`
+	Score       float64        `json:"score"`
+	Band        string         `json:"band"`
+	Action      string         `json:"action"`
+	Formula     string         `json:"formula"`
+}
+
+// RiskSuggestion carries both models for one hazard.
+type RiskSuggestion struct {
+	HazardID    string               `json:"hazard_id"`
+	ContactMode string               `json:"contact_mode"`
+	EN62061     EN62061Suggestion    `json:"en62061"`
+	FineKinney  FineKinneySuggestion `json:"fine_kinney"`
+	Note        string               `json:"note"`
+}
+
+// BuildRiskSuggestion derives both models' justified starting values from the
+// hazard's category/scenario/lifecycle, using only public-data anchors.
+func BuildRiskSuggestion(hz *Hazard) RiskSuggestion {
+	cats := []string{hz.Category}
+	scenario := hz.Scenario
+	if scenario == "" {
+		scenario = hz.Name
+	}
+	lifecycle := splitLifecyclePhases(hz.LifecyclePhase)
+
+	mode := DetectContactMode(cats, scenario)
+	modeLabel := mode
+	if modeLabel == "" {
+		modeLabel = "unbestimmt"
+	}
+
+	// EN-62061-style (F/W/P/S)
+	s := EstimateSeverity(cats, scenario, 0)
+	f := EstimateFrequency(lifecycle)
+	w := EstimateProbabilityW(cats, scenario)
+	p := EstimateAvoidabilityP(cats, scenario)
+	idx, level := EstimateRiskLevel(s, f, w, p)
+
+	// Fine-Kinney (P/E/C)
+	fk := SuggestFineKinney(cats, scenario, lifecycle, 0)
+
+	return RiskSuggestion{
+		HazardID:    hz.ID.String(),
+		ContactMode: modeLabel,
+		EN62061: EN62061Suggestion{
+			Severity:    SuggestedValue{float64(s), fmt.Sprintf("Schwere S%d aus Verletzungsbild der Kontaktart '%s' (NIOSH/OSHA/MIL-STD-882)", s, modeLabel)},
+			Frequency:   SuggestedValue{float64(f), "Haeufigkeit F aus Lebensphasen-Exposition des Projekts"},
+			Probability: SuggestedValue{float64(w), fmt.Sprintf("Wahrscheinlichkeit W aus ESAW-Haeufigkeit der Kontaktart '%s'", modeLabel)},
+			Avoidance:   SuggestedValue{float64(p), fmt.Sprintf("Vermeidbarkeit P aus Kinematik der Kontaktart '%s'", modeLabel)},
+			Score:       idx,
+			Level:       level,
+			Formula:     "R = S × (F + W + P)",
+		},
+		FineKinney: FineKinneySuggestion{
+			Probability: SuggestedValue{fk.Probability.Value, fk.Probability.Justification},
+			Exposure:    SuggestedValue{fk.Exposure.Value, fk.Exposure.Justification},
+			Consequence: SuggestedValue{fk.Consequence.Value, fk.Consequence.Justification},
+			Score:       fk.Score,
+			Band:        fk.Band,
+			Action:      fk.Action,
+			Formula:     "R = P × E × C",
+		},
+		Note: "Begruendete Vorschlagswerte (BreakPilot, oeffentliche Datenquellen). Vom Sachverstaendigen anpassbar.",
+	}
+}
+
+func splitLifecyclePhases(s string) []string {
+	var out []string
+	for _, p := range strings.Split(s, ",") {
+		if p = strings.TrimSpace(p); p != "" {
+			out = append(out, p)
+		}
+	}
+	return out
+}
diff --git a/ai-compliance-sdk/internal/iace/risk_suggestion_test.go b/ai-compliance-sdk/internal/iace/risk_suggestion_test.go
new file mode 100644
index 00000000..983075fc
--- /dev/null
+++ b/ai-compliance-sdk/internal/iace/risk_suggestion_test.go
@@ -0,0 +1,44 @@
+package iace
+
+import (
+	"testing"
+
+	"github.com/google/uuid"
+)
+
+func TestBuildRiskSuggestion_DualModel(t *testing.T) {
+	hz := &Hazard{
+		ID:             uuid.New(),
+		Name:           "Quetschung unter absenkender Hubplattform",
+		Scenario:       "Bediener wird zwischen Plattform und Boden eingeklemmt (Quetschung)",
+		Category:       "mechanical_hazard",
+		LifecyclePhase: "normal_operation, maintenance",
+	}
+	rs := BuildRiskSuggestion(hz)
+
+	if rs.ContactMode != "crushing" {
+		t.Errorf("contact mode = %q, want crushing", rs.ContactMode)
+	}
+	// EN-62061 side populated + formula exposed
+	if rs.EN62061.Severity.Value < 1 || rs.EN62061.Score < 1 || rs.EN62061.Level == "" {
+		t.Errorf("EN62061 not populated: %+v", rs.EN62061)
+	}
+	if rs.EN62061.Formula == "" || rs.FineKinney.Formula == "" {
+		t.Error("both formulas must be exposed for the professional")
+	}
+	// Fine-Kinney side populated, score == P*E*C
+	fk := rs.FineKinney
+	if fk.Probability.Value <= 0 || fk.Exposure.Value <= 0 || fk.Consequence.Value <= 0 {
+		t.Errorf("FK params not populated: %+v", fk)
+	}
+	if want := fk.Probability.Value * fk.Exposure.Value * fk.Consequence.Value; fk.Score != want {
+		t.Errorf("FK score = %v, want P*E*C = %v", fk.Score, want)
+	}
+	if fk.Band == "" {
+		t.Error("FK band must be set")
+	}
+	// Justifications are the whole point (nachvollziehbar)
+	if rs.EN62061.Probability.Justification == "" || fk.Consequence.Justification == "" {
+		t.Error("justifications must be present on both models")
+	}
+}