diff --git a/ai-compliance-sdk/policies/payment_controls_v1.json b/ai-compliance-sdk/policies/payment_controls_v1.json
index da359a0..9e54bf2 100644
--- a/ai-compliance-sdk/policies/payment_controls_v1.json
+++ b/ai-compliance-sdk/policies/payment_controls_v1.json
@@ -192,6 +192,41 @@
       "id": "TERMSYNC",
       "name": "Terminal Synchronization",
       "description": "Abgleich, Settlement, Offline-Sync, Konsistenz"
+    },
+    {
+      "id": "ZVT-CMD",
+      "name": "ZVT Command Flow",
+      "description": "ZVT-Kommandoreihenfolge, Parameter, Antwortverarbeitung"
+    },
+    {
+      "id": "ZVT-RT",
+      "name": "ZVT Retry & Timeout",
+      "description": "Timeout-Definitionen, Retry-Strategien, Backoff"
+    },
+    {
+      "id": "ZVT-STATE",
+      "name": "ZVT State Machine",
+      "description": "Zustandsmodell, Uebergaenge, Recovery, Deadlock-Vermeidung"
+    },
+    {
+      "id": "ZVT-COM",
+      "name": "ZVT Communication Integrity",
+      "description": "Nachrichtenlaenge, Checksummen, Encoding, Fragmentierung"
+    },
+    {
+      "id": "ZVT-REV",
+      "name": "ZVT Reversal & Cancellation",
+      "description": "Storno, Reversal, Zuordnung, Mehrfachschutz"
+    },
+    {
+      "id": "ZVT-RESP",
+      "name": "ZVT Response Handling",
+      "description": "Response-Codes, Fehlerinterpretation, Statusupdate"
+    },
+    {
+      "id": "ZVT-SESSION",
+      "name": "ZVT Session Management",
+      "description": "Session-Lifecycle, Timeout, Wiederaufnahme, Parallelitaet"
     }
   ],
   "controls": [
@@ -5069,6 +5104,450 @@
         "db_schema"
       ],
       "automation": "low"
+    },
+    {
+      "control_id": "TERMSYNC-009",
+      "domain": "TERMSYNC",
+      "title": "Sync unterscheidet fachliche Klaerung von technischer Wiederholung",
+      "objective": "Verhindert Wiederholung finaler Zustaende",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "TERMSYNC-010",
+      "domain": "TERMSYNC",
+      "title": "Terminal/Backend-Zustaende regelmaessig auf Divergenzen geprueft",
+      "objective": "Erkennt Inkonsistenzen fruehzeitig",
+      "check_target": "system",
+      "evidence": [
+        "reconciliation_jobs",
+        "audit_log_sample"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-CMD-001",
+      "domain": "ZVT-CMD",
+      "title": "ZVT-Kommandos nur in zulaessiger Reihenfolge",
+      "objective": "Verhindert Protokollverletzungen",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-CMD-002",
+      "domain": "ZVT-CMD",
+      "title": "Ungueltige Kommandos sicher zurueckgewiesen",
+      "objective": "Verhindert undefined behavior",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "negative_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-CMD-003",
+      "domain": "ZVT-CMD",
+      "title": "Verpflichtende Parameter vorhanden",
+      "objective": "Sichert korrekte Kommunikation",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-CMD-004",
+      "domain": "ZVT-CMD",
+      "title": "Optionalfelder korrekt interpretiert und validiert",
+      "objective": "Verhindert Fehlinterpretation",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-CMD-005",
+      "domain": "ZVT-CMD",
+      "title": "Terminalantworten vollstaendig gelesen und verarbeitet",
+      "objective": "Verhindert Zustandsverlust",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "integration_test"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-RT-001",
+      "domain": "ZVT-RT",
+      "title": "Timeouts fuer Terminalkommunikation definiert",
+      "objective": "Verhindert blockierende Prozesse",
+      "check_target": "config",
+      "evidence": [
+        "config",
+        "source_code"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-RT-002",
+      "domain": "ZVT-RT",
+      "title": "Retries unterscheiden idempotent/nicht-idempotent",
+      "objective": "Verhindert doppelte Buchungen",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "retry_logic"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-RT-003",
+      "domain": "ZVT-RT",
+      "title": "Retry-Anzahl begrenzt",
+      "objective": "Verhindert Endlosschleifen",
+      "check_target": "config",
+      "evidence": [
+        "config",
+        "source_code"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-RT-004",
+      "domain": "ZVT-RT",
+      "title": "Backoff-Strategien implementiert",
+      "objective": "Verhindert Ueberlastung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "retry_logic"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-RT-005",
+      "domain": "ZVT-RT",
+      "title": "Abgebrochene Transaktionen eindeutig markiert",
+      "objective": "Erleichtert Recovery",
+      "check_target": "system",
+      "evidence": [
+        "db_schema",
+        "source_code"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-STATE-001",
+      "domain": "ZVT-STATE",
+      "title": "Zahlungszustaende als explizite State Machine",
+      "objective": "Verhindert implizite Zustaende",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-STATE-002",
+      "domain": "ZVT-STATE",
+      "title": "Ungueltige Zustandsuebergaenge nicht moeglich",
+      "objective": "Verhindert inkonsistente Zustaende",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-STATE-003",
+      "domain": "ZVT-STATE",
+      "title": "Jeder Zustand hat definierten Exit-Pfad",
+      "objective": "Verhindert Deadlocks",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-STATE-004",
+      "domain": "ZVT-STATE",
+      "title": "Terminal- und Backendzustand abgeglichen",
+      "objective": "Verhindert Divergenzen",
+      "check_target": "system",
+      "evidence": [
+        "integration_test",
+        "reconciliation_jobs"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-STATE-005",
+      "domain": "ZVT-STATE",
+      "title": "Recovery-Zustaende explizit modelliert",
+      "objective": "Erhoeht Robustheit",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-COM-001",
+      "domain": "ZVT-COM",
+      "title": "Nachrichtenlaengen validiert",
+      "objective": "Verhindert Parsing-Fehler",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-COM-002",
+      "domain": "ZVT-COM",
+      "title": "Checksummen/Integritaet geprueft",
+      "objective": "Verhindert manipulierte Daten",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-COM-003",
+      "domain": "ZVT-COM",
+      "title": "Teilweise empfangene Nachrichten nicht verarbeitet",
+      "objective": "Verhindert inkonsistente Verarbeitung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "negative_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-COM-004",
+      "domain": "ZVT-COM",
+      "title": "Nachrichten in korrektem Encoding interpretiert",
+      "objective": "Verhindert Datenfehler",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-COM-005",
+      "domain": "ZVT-COM",
+      "title": "Protokollverletzungen erkannt und geloggt",
+      "objective": "Erhoeht Diagnosefaehigkeit",
+      "check_target": "system",
+      "evidence": [
+        "source_code",
+        "log_samples"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-REV-001",
+      "domain": "ZVT-REV",
+      "title": "Reversal nur fuer geeignete Transaktionen",
+      "objective": "Verhindert unzulaessige Rueckabwicklung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "authorization_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-REV-002",
+      "domain": "ZVT-REV",
+      "title": "Reversal eindeutig einer Transaktion zugeordnet",
+      "objective": "Verhindert falsche Zuordnung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "db_schema"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-REV-003",
+      "domain": "ZVT-REV",
+      "title": "Mehrfach-Reversal verhindert",
+      "objective": "Verhindert doppelte Rueckbuchung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "integration_test"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-REV-004",
+      "domain": "ZVT-REV",
+      "title": "Reversal vollstaendig dokumentiert",
+      "objective": "Ermoeglicht Audit",
+      "check_target": "system",
+      "evidence": [
+        "audit_log_sample",
+        "db_schema"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-REV-005",
+      "domain": "ZVT-REV",
+      "title": "Fehlgeschlagene Reversals erneut geprueft oder eskaliert",
+      "objective": "Verhindert offene Transaktionen",
+      "check_target": "system",
+      "evidence": [
+        "source_code",
+        "ops_docs"
+      ],
+      "automation": "low"
+    },
+    {
+      "control_id": "ZVT-RESP-001",
+      "domain": "ZVT-RESP",
+      "title": "Alle Terminal-Response-Codes vollstaendig abgedeckt",
+      "objective": "Verhindert unhandled states",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "error_mapping"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-RESP-002",
+      "domain": "ZVT-RESP",
+      "title": "Fehlercodes korrekt interpretiert",
+      "objective": "Verhindert falsche Verarbeitung",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "protocol_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-RESP-003",
+      "domain": "ZVT-RESP",
+      "title": "Unbekannte Response-Codes sicher behandelt",
+      "objective": "Erhoeht Robustheit",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "negative_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-RESP-004",
+      "domain": "ZVT-RESP",
+      "title": "Response-Daten validiert",
+      "objective": "Verhindert Inkonsistenzen",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "validation_tests"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-RESP-005",
+      "domain": "ZVT-RESP",
+      "title": "Terminalstatus nach Response aktualisiert",
+      "objective": "Synchronisiert Zustaende",
+      "check_target": "system",
+      "evidence": [
+        "source_code",
+        "state_machine_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-SESSION-001",
+      "domain": "ZVT-SESSION",
+      "title": "Terminal-Sessions explizit geoeffnet und geschlossen",
+      "objective": "Verhindert Zombie-Sessions",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "integration_test"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-SESSION-002",
+      "domain": "ZVT-SESSION",
+      "title": "Session-Timeouts definiert",
+      "objective": "Verhindert haengende Sessions",
+      "check_target": "config",
+      "evidence": [
+        "config",
+        "source_code"
+      ],
+      "automation": "high"
+    },
+    {
+      "control_id": "ZVT-SESSION-003",
+      "domain": "ZVT-SESSION",
+      "title": "Session-Abbrueche erkannt",
+      "objective": "Erhoeht Stabilitaet",
+      "check_target": "system",
+      "evidence": [
+        "source_code",
+        "monitoring_config"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-SESSION-004",
+      "domain": "ZVT-SESSION",
+      "title": "Session-Wiederaufnahme kontrolliert",
+      "objective": "Verhindert Inkonsistenzen",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "reconnect_tests"
+      ],
+      "automation": "medium"
+    },
+    {
+      "control_id": "ZVT-SESSION-005",
+      "domain": "ZVT-SESSION",
+      "title": "Parallele Sessions kontrolliert",
+      "objective": "Verhindert Race Conditions",
+      "check_target": "code",
+      "evidence": [
+        "source_code",
+        "concurrency_tests"
+      ],
+      "automation": "medium"
     }
   ]
 }
\ No newline at end of file